Thursday, December 20, 2012

Important tips to remember before buying a flat or independent floor

If you are really making your mind to purchase a flat or independent house you would find these tips mentioned below are beneficial for you: 1.Visit some builder’s projects and discuss with the owner of the flat about the construction of the flat. Discuss with them about the construction quality and the tentative time they would take to completion of the work. 2.Check thoroughly last 15 years land documents, construction plan and tax paid receipts. If you think these documents are to be verified, consult with the lawyer to authenticate. 3.Always try to purchase the flat at the beginning stage of the construction as comparing with the completed one. Since you can opt for amendments in the plan like remove specific wall, go for open kitchen, and shift the entrance of one room to another, you can get the separate pooja room, store room etc. You can choose the colour of distemper and paint according to your choice.

4.Air ventilation and natural lighting are important part of any complete home. If you believe in vastu then you you have to make sure about the Vastu requirements. Check whether all the requirements are fulfilled. 5.Do check the sale agreement thoroughly. Usually 18 months grace period is allowed from the builder’s side and there is no grace period for the flat in case they are unable to hand over the flat on time they would have to pay the 4% interest to flat owners. On the other hand, if flat owner fails to pay the monthly instalment timely, he has to pay 18% interest to builder.

Hence, before signing the documents read and understand each and every aspect of the agreement. 6.If you are going for a home loan, approach 2 or 3 banks at least with the details about the EMI interest rate. Some banks may refuse and give you some valid reasons for not to give the home loan. 7.Ensure all the important things to be documented with you for instance all wood work like windows and door wood will be normal or teak wood? What quality would they give to sanitary items and kitchen sink and other fittings? Initially builders may give you assurance of so many quality things but later you would realize there is nothing as such you get what you were expecting for. 8.Make sure vitrified tile flooring is done properly. Because sometimes builders hire some unskilled labour to do that and later you will find so many flaws that you have to rework later. 9.You need to make sure about the slope of the kitchen and bathroom granite so that water does not stay at unwanted place.

 The flow of water should be smooth till the drainage. 10. Make your mind whether you want to choose chimney or ventilator fan for kitchen and get the provision for air ventilation done timely so that there is no suffocation in the environment. 11.You need to take care of the wiring system, MCB, switches and switchboard quality. Make sure these all things should be of good company. Get all the electricity fitting and wiring as per your need like if you want to install invertor later check which places you would need the invertor connection and where you just need the direct connection.

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